It seems to me that the only thing that this wonderful new product needs to be successful, is to find a market to propel its use. The segment of the economy that always seems to be moving is real estate. Other sales industries will no doubt follow once they catch the vision of the time=money concept here.

Imagine a world where you are moving to a new area with limited time to find a new home. You go out to look at properties with an agent who can gather your info on a tablet pc while you are looking at beds, baths and kitchen etc. They pull up your credit, verify your employment, savings, title of the property etc. all electronic via the wireless conection in their tablet pc. The businesses that they contact sign the appropriate documents on their tablet pc and forward them to the agent. The property value is figured instantly via one of the new AVM (automated valuation models) and now we are summoning the lenders underwritter for final approval. The underwritter has a mobil review appraiser show up in a few minutes with a cordless video camera sending him live pictures of the prospective colladeral, and upon reviewing the neighborhood and comparable properties selected by the AVM and the other documents that your agent forwards to him, he gives you final approval. You then go to the title company and review all of your documents and then sign them all with one signiture.

The initial users of the product will compel other users because of the appeal to the consumer and the huge volume that the initial users are producing. They begin to see that this is not a product that costs them money but one that makes them money.

The technology to make this better world transaction possible is all here now. However, this industry does love to use paper. Maybe if we made a motion picture about it, maybe the ball would get rolling. All I know is that waiting 30 days or more to do the same transaction seems crazy by comparison.

Just something to chat about.

Layne[8D]